Interior Features
- FlooringWood, Vinyl Plank
‹ Back to Gilford
Questions about this home? Call or text ![]()
Keith Wade at 603-818-7976.
Keith Wade at 603-818-7976.Show all 41 photos
▶ Video Tour
Home Highlights
WaterfrontBoat dock
Built‑In Grill
$781 per Sq Ft129% above the Gilford median ($342)
Minimal Flood RiskFEMA Zone X
About This Home
Escape to the timeless charm of island living on Lake Winnipesaukee. Set on Lockes Island in Gilford, this classic cottage pairs spectacular long-range views with crystal-clear water and inviting spaces for summer days at the lake. Arrive by boat at the large dock with breakwater, then settle onto the expansive porch that stretches across the front of the home. A brand-new outdoor kitchen with a pizza oven makes it easy to gather for meals by the water. Inside, oversized living room windows frame panoramic lake views. The kitchen has been partially updated with new appliances and cabinetry and is awaiting your finishing touches. A first-floor bedroom offers convenient access, while the large open area upstairs, provides room for family and guests. Just a short boat ride from the Gilford town docks, with resident parking and occasional day docking, the cottage also puts Weirs Beach and Meredith within easy reach for dining, shopping, and entertainment. Come make this island retreat your summer tradition. (the property has a four bedroom septic system, and architectural renderings have been completed for a new build providing potential for future expansion).
Read moreKey Details
MLS #5111809
Monthly HOA
Price / Sq Ft$781
Listed09-28-2026
Property TypeSingle Family
Subdivision
Tax (2025)$7,772
Assessed Value$655,830
How This Home Compares
vs. the 90 homes for sale in GilfordPrice$775,000
Median $575,000
$25,000
$20,000,000
35% above the median Gilford home ($575,000).
Price per Sq Ft$781
Median $342
$127
$3,188
129% above the median Gilford home ($342).
Home Size992 sq ft
Median 1,872 sq ft
240 sq ft
9,874 sq ft
47% smaller than the median Gilford home (1,872 sq ft).
Lot Size0.29 acres
Median 1.40 acres
0.23 acres
30.11 acres
79% smaller than the median Gilford home (1.40 acres).
Days on Market19 days
Median 79 days
3 days
618 days
Newer to the market than most homes here (79 days median).
12 Lockes Is at a Glance
MLS# 5111809
Offered at $775,000, this 2 bed, 1 bath home has 992 square feet of living space and was built in 1899. It sits in Gilford, zoned for Gilford Elementary School and Gilford High School.
Want to see it in person? Schedule a showing or call Keith Wade at 603-818-7976.
Property Details
Kitchen and Appliances
- Dishwasher
- Microwave
- Gas Range
- Refrigerator
Exterior and Lot
- Boat Slip/Dock
- Patio
- Porch
- Covered Porch
- Private Dock
- Built in Gas Grill
- Boat Slip
- Patio
- Porch
Building and Construction
- Total Square Feet Living992
- Year Built1899
- Above Grade Finished Area992
- Construction MaterialsWood Frame
- Foundation DetailsPost/Piers
- Property Age127
- RoofAsphalt Shingle
- Levels or Stories2
- Total Area Sqft992
- Year Built DetailsExisting
- Architectural StyleCottage/Camp
Bedrooms and Bathrooms
- Bedrooms2
- Total Bathrooms1
- 3/4 Bathrooms1
Other Rooms
- Total Rooms6
- Level 1Bedroom
- Level 1Breakfast Nook
- Level 1Kitchen
- Level 1Living Room
- Level 1Porch
- Level 2Bedroom
Heating and Cooling
- Heating FeaturesElectric
Waterfront and Water Access
- Water Body NameLake Winnipesaukee
- Water FeaturesDeep Water Access,Directly Adjoining,Dock Access
- Waterfront Feet100
Land Info
- Lot DescriptionCountry Setting, Landscaped, Level, Mountain View, View, Island
- Lot Size Acres0.29
- Lot Size Square Feet12,632
School Information
- Elementary SchoolGilford Elementary
- High SchoolGilford High School
- Middle SchoolGilford Middle
- School DistrictGilford Sch District SAU #73
Other Property Info
- Annual Tax Amount6,755
- Source Listing StatusActive
- CountyNh-Belknap County
- DirectionsProperty Is Located on a Non-Bridged Island and Only Accessible By Boat.
- Tax Year2023
- Source Property TypeResidential
- ZoningIR
- Property SubtypeSingle Family
Utilities
- Electric100 Amp Service
- Sewer1250 Gallon, On-Site Septic Exists, Private
- Cable Available
- Water SourceLake/Pond
Schools Zoned for This Home
Gilford School District
elementary · K-4Photo: Google Street ViewGilford Elementary School
8/10
high · 9-12Photo: Google Street ViewGilford High School
6/10
Mortgage Calculator
For 12 Lockes Is, Gilford, NH 03249Estimated Monthly Payment
/ month
Loan Amount
Down Payment
Down PaymentLoan Amount
$
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Today's national average$
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Rate from today's national average (7.28%). Includes estimated property taxes and HOA; homeowners insurance not included. An estimate, not a loan offer.
Price History
Listed For
$775,000on 09-28-2026
Last Sold $325,000 on 08-24-2017
First Recorded Sale $325,000 in 2017
SoldListed
| Date | Event | Price | Change |
|---|---|---|---|
| 09-28-2026MLSListed | Listed | $775,000 | +$78,000+11.2% |
| 07-01-2022MLSListing Removed | Listing Removed | — | — |
| 06-01-2022MLSListed | Listed | $697,000 | +$372,000+114.5% |
| 08-24-2017Public RecordSold | Sold | $325,000 | −$100,000−23.5% |
| 08-24-2017MLSListing Removed | Listing Removed | — | — |
| 06-17-2017MLSListed | Listed | $425,000 | +$25,100+6.3% |
| 11-17-2016MLSListing Removed | Listing Removed | — | — |
| 06-10-2016MLSListed | Listed | $399,900 | — |
2025 Property Tax
$7,772per year
Assessed Value $655,830
Tax records back to 2007
| Year | Property Tax | Assessed Value |
|---|---|---|
| 2025 | $7,772 | $655,830 |
| 2023 | $6,755 | $655,830 |
| 2022 | $6,449 | $526,430 |
| 2021 | $6,465 | $526,430 |
| 2020 | $5,882 | $391,380 |
| 2019 | $5,969 | $376,380 |
| 2018 | $5,538 | $325,010 |
| 2017 | $5,348 | $309,840 |
| 2016 | $4,962 | $276,410 |
| 2015 | $5,245 | $291,900 |
| 2011 | $5,159 | $278,120 |
| 2007 | $4,353 | $275,020 |
Sale prices from public records; list prices from the MLS. Taxes shown are for the prior owner and can change after a sale.
12 Lockes Is FAQ
At $775,000, the asking price of 12 Lockes Is is 34.8% above the median asking price of $575,000 for homes for sale in Gilford.
- Its price per square foot is $781, about 2.3 times the median of $342 for homes for sale in Gilford.
- That is the 8th highest price per square foot of the 76 homes for sale in Gilford that list their size.
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Copyright 2026, PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing Information Last Updated 10-17-2026