Interior Features
- Dining Area
- Wood Fireplace
- 3+ Fireplaces
- Kitchen/Living
- Living/Dining
- Natural Woodwork
- 1st Floor Laundry
- FlooringVinyl, Wood
‹ Back to Gilford
Questions about this home? Call or text ![]()
Keith Wade at 603-818-7976.
Keith Wade at 603-818-7976.Show all 60 photos
About This Home
Rare Lake Winnipesaukee Waterfront Opportunity in Desirable Gilford! Set on 61 feet of level shoreline in protected Smith Cove, this exceptional property offers the kind of lakefront setting that is increasingly difficult to find. Enjoy western exposure and spectacular sunsets, protected no-wake waters, easy access to the Broads, and a grandfathered 1925 laker-style boathouse, a truly special feature that adds character, functionality, and value. The property offers approximately 2,000 square feet across two separate cottages, creating exceptional flexibility for personal use, a family compound, or potential income-producing opportunities. The original 1898 waterfront cottage features two lake-facing bedrooms, two baths, a fully applianced kitchen, wood-burning fireplace, and stackable laundry. The 1962 roadside cottage has been partially renovated and offers two bedrooms, two baths, plus an open-concept kitchen and dining area with two wood-burning fireplaces. The two-cottage configuration offers the potential to use one cottage as a private retreat while renting the other, or explore short-term rental opportunities for one or both, subject to applicable town regulations and approvals. Outdoor amenities include two 25-foot docks, the boathouse, detached one-car garage, wood shed, and an additional outbuilding with a charming pirate-themed playhouse. Public sewer provides valuable flexibility for future improvements and potential expansion. The property is also wired for a whole-house generator. Whether you're looking for a classic lakefront retreat, multi-generational getaway, or property with rental income potential, this is a rare opportunity to own a piece of Lake Winnipesaukee with features that are increasingly difficult to replicate. Just minutes from BankNH Pavilion, Gunstock Mountain Resort, marinas, restaurants, shopping, and year-round recreation, this is your chance to create something truly special.
Read moreKey Details
MLS #5107388
Monthly HOA
Price / Sq Ft$935
Listed09-09-2026
Property TypeSingle Family
Subdivision
Tax (2025)$21,301
Assessed Value$1,797,560
How This Home Compares
vs. the 90 homes for sale in GilfordPrice$1,950,000
Median $575,000
$25,000
$20,000,000
239% above the median Gilford home ($575,000).
Price per Sq Ft$935
Median $342
$127
$3,188
174% above the median Gilford home ($342).
Home Size2,086 sq ft
Median 1,872 sq ft
240 sq ft
9,874 sq ft
11% larger than the median Gilford home (1,872 sq ft).
Lot Size0.31 acres
Median 1.40 acres
0.23 acres
30.11 acres
78% smaller than the median Gilford home (1.40 acres).
Days on Market38 days
Median 79 days
3 days
618 days
Newer to the market than most homes here (79 days median).
19 Smith Cove Rd at a Glance
MLS# 5107388
Offered at $1,950,000, this 5 bed, 2 bath home has 2,086 square feet of living space and was built in 1962. It sits in Gilford, zoned for Gilford Elementary School and Gilford High School.
Want to see it in person? Schedule a showing or call Keith Wade at 603-818-7976.
Property Details
Kitchen and Appliances
- Dryer
- Microwave
- Electric Range
- Refrigerator
- Washer
Exterior and Lot
- Boat Slip/Dock
- Docks
- Boat House
- Deck
- Garden Space
- Natural Shade
- Private Dock
- Shed
- Boat Slip
- Frontage Length74
- Road Frontage TypePublic
- Deck
Garage and Parking
- DrivewayPaved
- Garage Spaces1
Building and Construction
- Total Square Feet Living2,086
- Year Built1962
- Above Grade Finished Area2,086
- Construction MaterialsWood Frame, Clapboard Exterior
- Foundation DetailsBlock, Concrete Slab, Stone W/ Skim Coating
- Property Age64
- RoofAsphalt Shingle
- Levels or Stories1
- Total Area Sqft2,086
- Year Built DetailsExisting
- Architectural StyleContemporary
Bedrooms and Bathrooms
- Bedrooms5
- Total Bathrooms2
- Full Bathrooms1
- 3/4 Bathrooms1
Other Rooms
- Total Rooms11
- Basement DescriptionBulkhead,Crawl Space,Dirt Floor,Unfinished,Exterior Access
Heating and Cooling
- Heating FeaturesWood, Electric
- Number of Fireplaces3
Land Info
- Lot DescriptionLevel, Mountain View, Open, Near Paths, Near Shopping, Near Skiing, Near Snowmobile Trails, Near School(s)
- Lot Size Acres0.31
- Lot Size Square Feet13,504
Other Property Info
- Annual Tax Amount23,108
- Source Listing StatusActive
- CountyNh-Belknap County
- DirectionsGps
- Tax Year2025
- Source Property TypeResidential
- ZoningRC
- Property SubtypeSingle Family
Utilities
- Electric200+ Amp Service, Generator Ready
- SewerPublic
- Cable
- Water SourceDrilled Well
Accessibility Features
- Accessibility Features1st Floor 1/2 Bathroom, 1st Floor 3/4 Bathroom, 1st Floor Bedroom, 1st Floor Full Bathroom, One-Level Home, Paved Parking, 1st Floor Laundry
Home Features
- Other EquipmentBattery Smoke Detector
Schools Zoned for This Home
Gilford School District
elementary · K-4Photo: Google Street ViewGilford Elementary School
8/10
high · 9-12Photo: Google Street ViewGilford High School
6/10
Mortgage Calculator
For 19 Smith Cove Rd, Gilford, NH 03249Estimated Monthly Payment
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Rate from today's national average (7.28%). Includes estimated property taxes and HOA; homeowners insurance not included. An estimate, not a loan offer.
Price History
Listed For
$1,950,000on 09-09-2026
Last Sold $1,250,000 on 08-12-2026
First Recorded Sale $535,000 in 2006
SoldListed
| Date | Event | Price | Change |
|---|---|---|---|
| 09-09-2026MLSListed | Listed | $1,950,000 | +$700,000+56.0% |
| 08-12-2026MLSSold | Sold | $1,250,000 | −$850,000−40.5% |
| 01-08-2026MLSListing Removed | Listing Removed | — | — |
| 08-01-2025MLSListed | Listed | $2,100,000 | +$205,000+10.8% |
| 04-17-2024MLSListing Removed | Listing Removed | — | — |
| 12-24-2023MLSListed | Listed | $1,895,000 | +$0+0.0% |
| 11-15-2023MLSListing Removed | Listing Removed | — | — |
| 07-13-2023MLSListed | Listed | $1,895,000 | −$255,000−11.9% |
| 07-10-2023MLSListing Removed | Listing Removed | — | — |
| 05-28-2023MLSListed | Listed | $2,150,000 | −$50,000−2.3% |
| 05-17-2022MLSListing Removed | Listing Removed | — | — |
| 04-15-2022MLSListed | Listed | $2,200,000 | +$0+0.0% |
| 03-20-2022MLSListing Removed | Listing Removed | — | — |
| 11-12-2021MLSListed | Listed | $2,200,000 | +$1,300,001+144.4% |
| 01-02-2018MLSListing Removed | Listing Removed | — | — |
| 07-30-2017MLSListed | Listed | $899,999 | −$300,001−25.0% |
| 07-14-2017MLSListing Removed | Listing Removed | — | — |
| 06-10-2017MLSListed | Listed | $1,200,000 | +$665,000+124.3% |
| 03-15-2006Public RecordSold | Sold | $535,000 | — |
2025 Property Tax
$21,301per year
Assessed Value $1,797,560
Tax records back to 2011
| Year | Property Tax | Assessed Value |
|---|---|---|
| 2025 | $21,301 | $1,797,560 |
| 2023 | $18,515 | $1,797,560 |
| 2022 | $13,646 | $1,113,940 |
| 2021 | $14,006 | $1,140,540 |
| 2020 | $11,453 | $762,030 |
| 2019 | $11,829 | $745,830 |
| 2018 | $11,917 | $699,330 |
| 2017 | $12,070 | $699,330 |
| 2016 | $9,925 | $552,900 |
| 2015 | $9,842 | $547,700 |
| 2011 |
Sale prices from public records; list prices from the MLS. Taxes shown are for the prior owner and can change after a sale.
19 Smith Cove Rd FAQ
At $1,950,000, the asking price of 19 Smith Cove Rd is about 3.4 times the median asking price of $575,000 for homes for sale in Gilford.
- Its price per square foot is $935, about 2.7 times the median of $342 for homes for sale in Gilford.
- That is the 5th highest price per square foot of the 76 homes for sale in Gilford that list their size.
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Copyright 2026, PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing Information Last Updated 10-17-2026